Your Health, Our Priority
The health insurance landscape is complex and ever-changing, making it challenging for individuals and employers to navigate with confidence. In a space where the only constant is change, having experienced, objective guidance is essential.
This is where Clarity Benefit Advisors excels. Our deep expertise and unbiased approach provide individuals and employers with the clarity they need to make informed decisions. Our trusted guidance is both highly valuable and frequently sought after in today’s dynamic healthcare environment.
About Us
Bringing Clarity to the complex world of Health insurance
What We Offer
Bringing Clarity to the complex world of Health insurance
Our team at Clarity provides an education based approach to help seniors understand how Medicare works to take the stress out the enrollment process.
Why Choose Us
Gain from our extensive expertise in Medicare
Simplifying the Complexities of Medicare: Your Path to Clear, Confident Coverage
Health Care Industry Trends
In 2025 Medicare will cap prescription drug prices for Seniors at $2000 annually. Additionally, seniors will have the ability to budget their prescription drug costs evenly throughout the year by using the new Medicare Prescription Payment Plan.
While the 2k cap is appealing to many seniors it is anticipated that many prescription drug plans will be forced to redistribute the increased costs to seniors via higher monthly premiums and a possible degradation of their health benefits. This will likely cause many beneficiaries to look for new plans during the Annual Enrollment Period
To support the 2k mandate many carriers will be forced to increase the premiums on their plans and potentially degrade the benefits offered in their plans.
- The 2k cap on drug plans imposed by Medicare enriches the plans significantly and as a direct result will dilute the “creditability” of existing employer group plans. In short, the employer plans will be challenged with maintaining “creditable coverage.”
- While employers are not required to offer plans with creditable coverage, employers must notify their employees if the plan is creditable or not. This is critical as the employee can then decide whether to enroll in a Medicare Part D plan or incur a potential penalty.
- With all these items working against them existing regulations “prevent” employers (with more than twenty employees) from enticing their Medicare eligible employees to enroll in Medicare ever though it may be a better option for them.
Individual Health Insurance Coverage
“We are a team of dedicated health insurance specialists committed to helping individuals and families find the most affordable and comprehensive coverage available. In a constantly changing healthcare landscape, we prioritize your best interests, offering expert guidance, personalized solutions, and a deep understanding of the latest healthcare policies. With a focus on clarity and simplicity, we ensure that navigating your health insurance options is stress-free and tailored to your unique needs.”
Our Team
Harrison Hudson
WordPress Dev.
Lucy Evelyn
Ui/UX Designer
Elizabeth Sofia
Software Dev.
Charlie Cooper
Graphics Designer
Elizabeth Sofia
Theme Dev.
John Wren
Managing Director
Gregg Amicon
Executive Consultant
Charlie Cooper
Graphics Designer
Elizabeth Sofia
Software Dev.
Elizabeth Sofia
Theme Dev.
Harrison Hudson
WordPress Dev.
Lucy Evelyn
Ui/UX Designer
Testimonials
Bringing Clarity to the complex world of Health insurance
6 months prior to my 65th birthday I started getting anxious about my imminent move from private to public health care. I reached out to several providers and after those conversations I chose to work with John Wren. Our initial meeting took place in my home which required John to travel over an hour. Within the first 5 minutes of our discussion, my anxiety about the process disappeared entirely as John’s simple but thorough explanations of the process and available plans cleared up my questions. Additionally, I have a unique medical issue which requires medication that is both new to the market and very expensive to purchase. John spent days researching the drug and the providers who might/would be willing to incorporate into my prescription plan. I can honestly say that without John’s help, research and advise I would never have discovered the layers of coverage that I enjoy today.
Over the last few months, my wife and I worked closely with John Wren at Clarity Benefit Advisors to select medical and dental insurance. As we are retiring early and need coverage until we are eligible for Medicare, John assisted us in exploring various insurance options and cost-saving measures. His expertise and guidance were invaluable throughout the process. John demonstrated exceptional knowledge, professionalism, responsiveness, and attentiveness to our needs. We are confident in the benefit packages we selected, thanks to John's dedication and support. We highly recommend John to anyone seeking comprehensive insurance solutions.
My name is Dave, and after turning 65 this year and losing health care coverage through my husband’s employee benefit plan, I faced the challenging process of selecting a Medicare plan. After months of frustration with large national carriers, I happened upon John Wren at a local festival. John offered free help to clarify the differences between the plans and help me make the best choice for my needs. He was professional, patient, and hard-working. With his guidance through multiple meetings, texts, and calls, I was finally able to select a healthcare plan that worked for me. I can’t recommend John’s services enough. If you need help choosing a Medicare Supplemental or Advantage plan, speak with John Wren. You will be most happy that you did! Thanks, John!
